Investment Portfolio Summary
See all your investments in one place.
SoFi provides a detailed breakdown of your accounts and individual holdings, giving visibility into your investment performance.
The insights you’ve always wanted.
SoFi helps you understand how all your investments change with the market.
Track all your investments.
Connect your investment accounts and get updates on your portfolio.
Manage progress towards your retirement.
SoFi automatically categorizes your retirement accounts so that you can see how close you are to your retirement goal.
See changes in your net worth.
Helpful charts and tables make it easy to track changes in your net worth over time.
Get financial advice from a SoFi financial planner.
Access SoFi Member Benefits like a complimentary 30-min session with a SoFi financial planner.
FAQs
SoFi leverages the TransUnion VantageScore 3.0 model which includes several key components:
- Payment History - comprised of whether you regularly pay your bills on time.
- Credit Age and Type - average age of your credit accounts and mix of various types such as revolving debt and installment debt. An example of revolving debt is a credit card and an example of installment debt is a student loan.
- Credit Utilization - the percentage of your credit limit you currently have outstanding.
- Balances - balances on your credit accounts including current balances as well as delinquent accounts.
- Inquiries - recent inquiries or applications for new credit.
- Available Credit - amount of available credit that is unused.
Checking your own credit report is considered a soft inquiry, which does not impact your credit score.
Your credit score is used by lenders, among others, as they review your applications for credit and determine your creditworthiness which might influence if they are willing to extend credit and at what terms. It might also be used by landlords, utility providers, and prospective employers.
